the most searched real estate questions

2026 Guide to the Most Searched Real Estate Questions

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As a real estate professional in 2026, understanding the most searched real estate questions can significantly enhance your services. To help you up your game this spring, let’s review the questions potential clients want answered by applying current market data from Lee County, Auburn and Opelika, using March’s data. 

Should I sell my home in 2026?

Deciding to sell a home can be daunting. In Lee County, properties are selling fast, with average days on the market decreasing to 61 from 65 last March, indicating a dynamic market. If your clients are contemplating selling, now might be an opportune time to capitalize on these favorable conditions.

Is it a good time to buy a house?

The perennial question of whether it’s a good time to buy a house remains a top query this year. In a broader sense, when average selling prices rise in some areas and decrease in others, it highlights the dynamic nature of real estate markets. 

Such fluctuations suggest that there are different opportunities for buyers depending on location. For those seeking to invest, areas experiencing price drops might offer good buying opportunities, while regions with rising prices indicate strong demand and growth.

What does my credit score need to be to buy a home?

In 2026, lenders usually require a minimum credit score of 620 to qualify for conventional loans. However, higher scores can unlock better interest rates. For example, a score above 740 might help clients secure the most favorable terms. 

Educate your clients on how to boost their credit scores by paying down debt and correcting inaccuracies in their credit reports. This knowledge empowers them to secure the best possible mortgage rate.

What is the average price of a home in my area?

Understanding local market trends is essential. In Lee County, the average home price is $445,430, reflecting a stable market. In Lee County, the average sale price increased by 2.7% to $445,430 in March 2026. 

Meanwhile, Auburn saw a significant 15.7% rise, with average prices at $551,134. On the other hand, Opelika experienced a slight 3.4% decrease, with homes averaging $340,766. For buyers, this suggests varied opportunities depending on location. 

Encourage your clients to stay informed about these trends and use this data to inform their buying or selling decisions.

How much do I need for a down payment?

For many potential homebuyers, down payment requirements are a major concern. Typically, 20% is recommended to avoid private mortgage insurance (PMI), but FHA loans may allow as little as 3.5% down. 

For example, in Lee County, a 20% down payment would be approximately $89,086, considering the average home price. Providing clients with various financing options can make homeownership more accessible.

How long does it typically take to buy a home?

The home-buying process can vary, but generally, it takes about 30 to 45 days from offer to closing. However, since closing depends on various circumstances, it’s a good idea to prepare your clients for a flexible timeline. Managing expectations is key.

What are the hidden costs of buying a home?

Beyond the down payment, buyers should budget for closing costs, which are typically 2-5% of the loan amount. Consider inspection fees, moving expenses and potential renovations. 

By discussing these hidden costs upfront, you empower clients to feel better prepared and more confident throughout their home-buying journey.

How can we make our offer stand out?

In competitive markets like Auburn, where home prices are rising, crafting a standout offer is crucial. Encourage clients to get pre-approved for a mortgage, write a personal letter to the seller, and consider waiving some contingencies. These strategies can enhance their chances of success.

Summary

To summarize, the local real estate market in our area presents unique opportunities and challenges. With an increase in the number of homes listed and fluctuating price trends, understanding these dynamics is essential. 

So, using the most searched real estate questions in 2026 to empower yourself as REALTORS and real estate professionals helps you better serve clients. For more insights and strategies, whether you’re an agent or an interested party, read our blogs and stay updated with the latest market trends.

types of contingent offers

Real Estate Defined: Types of Contingent Offers

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Before we explore the various types of contingent offers, let’s clarify what a contingency is. A contingency, or contingent offer, means specific conditions must be met before the sale proceeds. Otherwise, the contract is void and the seller can consider other offers.

Home inspection contingency

A home inspection contingency helps protect the buyer if the home inspection uncovers certain issues, allowing the buyer to back out.

A home inspector will assess the home’s condition, looking at all aspects, including unnoticeable details and things buyers might not consider. If the inspection reveals major flaws in the home’s interior or exterior specified in the contract, the buyer can back out or request repairs or a lower purchase price.

Mortgage contingency

Giving the buyer a specific period to secure home financing is known as a mortgage contingency. Typically, this contingency is done early in the process, but you will want to ensure you have been pre-approved for a mortgage.

Appraisal contingency 

An appraisal contingency happens most often when you are taking out a mortgage. This is because lenders require an appraisal, which is a third-party assessment of what the home is worth.

Even if both buyer and seller agree on a sales price, your lender can’t offer you a mortgage for more than the home’s appraisal. But, hope for a sale isn’t lost. Buyers can put down a larger down payment if they have the money so they won’t need a loan for more than the house is worth, for example.

Title contingency

Next up on types of contingent offers is a title contingency. This means the buyer’s offer is contingent upon the home having a “clean title” free of liens or obstacles.

If there are any claims against the title, it can make a purchase risky for buyers. But luckily, a title search can reveal these issues before closing. However, even if concerns are addressed, title insurance protects against future claims.

Home sale contingency

One of the most common contingencies is a home sale contingency. This contingency means that the sale of the home you’re looking to buy will only go through if your current home sells first.

Although it is possible to move forward with buying a new house before your current home sells, a lender may be able to help you with a bridge loan or suggest another financial strategy. Or you can try to request a later closing date—this will rely on the seller’s agreement.

Summary

Now that you know more about the types of contingent offers and what to expect, connect with a trusted REALTOR to learn more. Check out our Lee County Association of REALTORS members to find a good fit.

For more news and information, continue reading our blogs.

a walk through the home buying process

A Walk Through the Home Buying Process

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Are you thinking about purchasing your first home? Or has it been a while since you’ve last sold or bought a home? Regardless of the answer, let’s take a walk through the home buying process to refresh your memory and remind you how to prepare for it.

Understand your finances.

In other words, check your financial health. Review your credit score, look at your expenses versus your income and calculate how much you can afford.

Create a budget.

When it comes to budgeting, remember to calculate the one-time and recurring costs. These include the down payment, closing costs, move-in expenses and property taxes, for example. Typically, a 20% down payment is the norm.

Get pre-approved for a mortgage.

Before you start looking at homes, it’s important to get pre-approved for a mortgage. This will give you a better understanding of how much you can afford to spend on a home and will show sellers that you are a serious buyer.

To get pre-approved, you’ll need to provide your financial information to a lender, who will then determine how much they are willing to lend you.

Find a Realtor.

A Realtor will be your guide through the home buying process, helping you find homes that meet your criteria, negotiating offers and navigating the closing process. Look for an agent who is experienced in the local market and has a track record of successful transactions.

Start house hunting.

Once you have your pre-approval and a Realtor, it’s time to start looking at homes. Make a list of your must-haves and nice-to-haves. Be open to exploring different neighborhoods and property types. Attend open houses, schedule private showings and don’t hesitate to ask your Realtor for their expert opinion.

Make an offer.

When you find a home that checks all the boxes, it’s time to make an offer. Your Realtor will help you draft a competitive offer that takes into account the current market conditions and the seller’s motivations.

Schedule a home inspection and appraisal.

As we continue our walk through the home buying process, it’s important to remember this critical step. A home inspection helps determine if the property has any structural, mechanical or other potential issues.

Depending on the report, potential buyers can request specific repairs from the seller or back out of the deal.

Prepare for the closing.

It’s official! As you get closer to closing day, your Realtor will help you become familiar with the standard closing documents beforehand. On or near closing day, plan on doing the final walk-through with your Realtor to ensure that everything’s as agreed upon.

Summary

With a walk through the home buying process fresh on your mind, do you have more questions for an experienced Realtor? Connect with your next local Realtor to have your questions answered and start your search for a home in Lee County. Keep reading our blogs for more real estate news and guidance.

factors to consider when determining an offer price on a home

9 Factors to Consider When Determining an Offer Price on a Home

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You finally found it—the home of your dreams! Now what? It’s time to make an offer. Your buyer’s agent will guide you through the entire process, including sharing these nine factors to consider when determining an offer price on a home.

Making an offer

Before you can make an offer, there are several factors to consider when determining an offer price on a home. Are you ready to figure out where to start? Now is the time to ask your REALTOR® about the following.

The home’s current list price.

For starters, what is the home’s list price? Is the asking price in line with the fair market value? If so, is it within your overall budget?

The sold price of similar homes in your area.

Your buyer’s agent can provide you with valuable information, including what similar homes in your area recently sold for. Commonly referred to as “comps,” this information offers you a reasonable baseline in terms of a starting offer.

How long has the house been on the market?

In a nutshell, if the home has been available for longer than average, sellers may be more willing to negotiate or accept a lower offer.

On the other hand, if the property is new to the market, the offer may need to be higher.

Look at the condition of the home.

Before you make an offer, take the time to learn about the home’s history and pay attention to its details. When was the house built, what types of building materials were used, what is the square footage?

What are the home’s top features and amenities? Is it in need of repairs or is it move-in ready?

Consider seller concessions.

And the questions to ask yourself continue. Will you be asking the seller to make any last-minute improvements?

Or, would you want them to cover the closing costs? These are the sorts of questions to review with your agent.

Outline exactly what’s included with the home.

Make sure the agreement and offer clearly define what is included with the home, such as appliances or window treatments.

Add in the earnest money.

When you get ready to make your offer, remember to add in the earnest, or deposit, money.

Factor in home inspection contingencies.

It may be a good idea to consider the unknowns that could be uncovered during the home inspection. Leave room in your budget for any potential updates or repairs.

Is there flexibility in your offer?

Finally, when it comes to factors to consider when determining an offer price on a home, did you give yourself some wiggle room? Is your offer going to fall at the top, middle or low end of your budget?

If the price point is firm, can you sweeten your offer in other ways? Consider being flexible when it comes to requested repairs, the closing date or the closing costs, for instance.

Summary

Bottom line: even after doing your research and carefully considering several factors to determine your offer price, the sellers could turn it down. But, remember, your trusted local REALTOR® is on your side and ready to negotiate on your behalf!

Are you looking for additional real estate tips? Keep reading our blogs for more!